The Expert will be specific knowledgeable people at the Department of Transport, Arrive Alive Communications, the Road Traffic Management Corporation or others who might have the expertise to answer the question.
In terms of the rules of the road as learnt for the learner's licence test, in the case of a collision involving a vehicle, person, animal or property, the driver must report the incident to the police within 24 hours, and produce their driver's licence.
It is not possible from Anelise's description exactly how the collision occurred - was she turning left, or right? What is meant by "came from the front"? And so on. So I am not in a position to comment of who was "responsible" for the collision, and therefore who should carry the cost of repairs.
Generally speaking, the rule is that you should not move off from a Stop street until the road is clear enough for it to be safe to move off. However, I have seen some cyclists "come out of nowhere" suddenly, and on the wrong side of the road too, which a motorist cannot possibly always expect. So in terms of the other questions about offering to pay for the repairs, I am not really in a position to offer a recommendation. This may be a judgement call, but there could also be legal implications - e.g. doing that could be construed as being an admission of guilt and liability, and therefore be opening oneself to all sorts of later claims.
Perhaps if there is a paper signed by the cyclist to the effect that Anelise is not responsible or liable, and that the offer is in a spirit of goodwill, then that might cover her against any possible claims. I have seen people all nice at the scene of an accident. But later they completely change their story from the truth in order to either be paid out or to avoid liability in terms of their own guilt.
